by bradtoland | Feb 4, 2013 | Buying Your First Home
Changes to Mortgage Insurance Premiums: FHA will increase its annual mortgage insurance premium (MIP) for most new mortgages by 10 basis points or by 0.10 percent. FHA will increase premiums on jumbo mortgages ($625,500 or larger) by five basis points or 0.05 percent,...
by bradtoland | Feb 1, 2013 | Buying Your First Home
The Deciding Factors Between Adjustable vs. Fixed As part of our continuing service to you, here are some more tips that may help when you’re looking to purchase a new house or refinance your home loan. The article that follows is from Bankrate.com. Types of...
by bradtoland | Jan 14, 2013 | Buying Your First Home, M.A.P.(mortgage advantage program)
The Secret to Long-Term Wealth: Slow and Steady By Carl Richards | More Articles | Save For Later January 9, 2013 | Comments (15) I know that this is not a new idea, for we have all heard the story of the tortoise and the hare since we were little. Slow and steady...
by bradtoland | Jan 10, 2013 | Buying Your First Home
Now is the time to start putting together records and information for your 2012 tax returns which are due April 15, 2013. Here are some tax questions homeowners need to ask: 1. What tax benefits did homeowners get in the recent ‘fiscal cliff’ budget...
by bradtoland | Dec 20, 2012 | Buying Your First Home
As a local mortgage lender I have noticed the slow but steady increase in values for about a year now. The national news is starting to notice as well. I have read several news articles stating the rapid increase in home prices. If you have been searching for a home...
by bradtoland | Nov 20, 2012 | Buying Your First Home
by Ted Rood HUD’s report on FHA’s finances to Congress was a mere 64 pages. Here’s the top (or bottom!) 10 summary for those who lack the time or motivation to peruse the entire report: FHA is losing money hand over fist. Despite increasing loan...
