Rates have ended the week  higher than they were last week.  It has been a very volatile week in the bond market. I expected we will see even more volatility throughout the holiday season. As volume slows and the fiscal cliff looms the market will be like a seesaw.   Do not be a Scrooge and get greedy over rates. It could come back to bite you. I am advising clients to lock for short-term closings.

Happy Holidays

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